
Zenith Bank is one of the top banking institutions in Nigeria, offering banking services to millions of customers nationwide. The bank’s services are made available to its customers through several channels including internet banking which is the focus of this post. The Internet banking platform is a popular choice among Bank customers as it allows them to carry out banking transactions from anywhere and at any time.

If you are a customer of Zenith Bank and wish to know more about its Internet Banking option, you are in the right place.
Brief History of Zenith Bank
Zenith Bank today prides itself as one of the most successful personal and corporate banks in Nigeria. It is an international bank, licensed as a commercial bank by the Central Bank of Nigeria.
The bank began operating in Nigeria in the year 1990 and has grown tremendously, boasting over 500 branches nationwide as of today. There are different account packages tailored to suit the needs of different categories of customers so you are very certain to find an account package that fits your needs.
Some of the account packages you can choose from are:
- Individual savings account
- EazySave classic account
- EazySave premium account
- Aspire account for undergraduates
- Zenith Children’s account (ZECA)
You can open an account with Zenith Bank by walking into any of their branches nationwide. It is also possible to open a Zenith Bank account with your mobile device.

How To Open A Zenith Bank Account With Your Phone
To save yourself the stress of spending precious time waiting in the banking hall to open an account, you can simply open one using your phone. Just about any phone will work as you will be making use of the USSD platform which works on any phone.
To open a Zenith Bank account using your phone, simply dial 9660#. You will then be presented with an input box labelled “First Name”. Type your first name and click on send. Another input box will show up, labelled “Last Name”. Inside this box, type your last name which is also known as surname and click Send. After this, an SMS containing your name and account number (10 digit NUBAN) Will be sent to you.
Once you get this text, you can begin to partially use the account number for banking transactions but you will still have to show up at a branch of the bank to fully complete the account opening process. To complete the process, simply visit any Zenith Bank branch with a passport photograph, a recent utility bill (e.g Electricity bill), a valid ID card (e.g National ID card, voters card, international passport, e.t.c), and your BVN (Bank Verification Number).
Note that you can only open a Zenith Bank savings account from your phone. Other account types can only be opened at a branch of the bank.
How to Start Using Zenith Internet Banking
To begin, visit the official website of Zenith Bank and download the Zenith Bank internet banking form. The direct download link for the internet banking form is https://www.zenithbank.com/internetbankingform.pdf
Once you have downloaded the form, print it out and supply all the required information.
The completed form can be submitted either online via the bank’s email address zenithdirect@zenithbank.com or at any branch of the bank nearest to you.
If you submitted the form at a branch of the bank, you will be given a username, password, access code and token
If you choose to submit your form via the email option, a link will be sent to you to complete your registration, but you can only obtain the token at a branch of the bank.

To obtain the token, you will be required to pay the sum of NGN 1500 only.
To activate your account on the Zenith Bank internet banking platform, visit https://www.zenithbank.com/internet-banking.
For your first login, you will input the access code, username and password supplied to you by the bank. Subsequently, you can log in using just your account number and your token (Pin).
Benefits of Using Zenith Bank Internet Banking Platform
Zenith Bank offers internet banking to both individual and corporate account holders. The platform allows you to take control of your account and carry out basic banking transactions from wherever you are. You are granted 24/7 full access to your account.
You can view your account details as well as your account statements.
You can send and receive money all day with only a daily limit of NGN 2 million.
You can easily pay your utility bills, buy airline tickets, as well as recharge your phone lines or recharge other people’s lines through the platform.
Receipts of all transactions carried out on your account can be viewed and printed using the platform.
Money transfers between Zenith Bank accounts are free on this platform but transfers to other bank accounts come at a little charge.
Conclusion
Zenith Bank Internet Banking offers the bank’s customers the opportunity to take charge of their bank accounts and carry out basic banking transactions anywhere, anytime. It is quite easy to join the Zenith Bank internet banking platform as you must have realized if you read the body of this post. If not, now is a good time to go back and read.