Looking for investment opportunities in Nigeria? This article features some of the hottest investment opportunities in Nigeria currently. Many people have realized that saving your way to financial prosperity is near impossible. Making strategic investments is the way to go. That explains why a lot of people are on the lookout for good investment opportunities.

In this post, you will find some of the best investment opportunities in Nigeria currently.

Best Investment Opportunities in Nigeria

  1. Agriculture

Yes, agriculture. Agriculture is a very profitable venture, especially when done on a large scale. People have to eat which means there is always a market for agricultural products. There will always be a demand for food, meat, eggs, milk and other agricultural products.

If you are looking for profitable investment opportunities, agriculture should be on your radar. Thankfully, Nigeria has fertile land for farming if that interests you. Your interest may be in other agricultural ventures such as livestock rearing. You will be amazed if you knew how much profit people make from rearing animals like cow, goat, and pig.

Rearing of birds such as chicken, turkey, is equally profitable. Poultry business especially is booming in Nigeria right now. Catfish business is also a worthy business venture. You do know Nigerians love eating catfish.

Interestingly, you don’t have to set up an agricultural business before making money from Agriculture in Nigeria. Several agricultural companies in the country welcome investments from as low as N5000. You will be paid a fixed return on your investment over a stipulated period. The return could be anything from 5% upwards.

  • Real Estate & Property Development

Real estate and property investment is another hot investment venture in Nigeria. It is no secret that there is a shortage of houses in Nigeria. The major cities are getting crowded, more houses need to be built to accommodate the booming population of the country. It is currently estimated that over 200 million people are living in Nigeria.

Real estate business is capital intensive. You need a huge capital to succeed in this industry but the profit will be mind-blowing. Look around and you will see many real estate and property development companies springing up daily. That should tell you something. If you have the financial muscle to take on real estate business go for it, its a no-brainer.

  • Digital Currencies (Cryptocurrency)

You sure must have heard of bitcoin. If you haven’t, time for a little education. Bitcoin is the first decentralized cryptocurrency. So what is cryptocurrency? In simple terms, a cryptocurrency is a digital or virtual currency that is secured by cryptography. This means it is impossible to counterfeit or double-spend.

Most cryptocurrencies operate on blockchain technology. A unique selling point of cryptocurrencies is that they are not issued by any central authority. That means they are immune to government interference and manipulation to an extent.

Back to bitcoin, it was created in 2009 by Satoshi Nakamoto (pseudonym). The real identity of its creator remains a mystery. In its early days (from January 2009 to March 2010), bitcoin had no value. The first recorded value of a single bitcoin was $0.003.

Today, a single bitcoin is worth over $10,000. In December 2017, bitcoin reached an all-time high value of almost $20,000. It is expected that bitcoin will break the $20,000 barrier someday and soar even higher.

Apart from bitcoin, several other cryptocurrencies are doing equally well. Ethereum, Litecoin, and Dash are some examples. It is worth considering investing in cryptocurrencies. The risk is high, and so is the reward. Several cryptocurrency projects have failed, drowning investors funds.

While it is a good idea to invest in crypto, you have to invest carefully and smartly. Read more about cryptocurrencies and blockchain technology online.

  • Solid Minerals

For a country that is abundantly blessed with mineral resources, Nigeria is doing poorly in exploiting these resources. This is due to its over-reliance on crude oil sale as the main source of foreign exchange. Due to the volatility of oil prices, the country’s government is gradually shifting attention to mining.

For many years, mining in Nigeria was left mostly to illegal and artisanal miners. Today, that is no longer the case. Government is concentrating efforts in stabilizing the industry and making it attractive to the big players. Some of the many mineral resources that are abundant in Nigeria are gold, tin, iron ore.

If you have the financial strength, you should consider going into mining. You are bound to make lots of profits if you do so.

  • Precious Metals & Gems

You can invest your money buying precious metals and gemstones some of which are found in Nigeria. Gold is extracted in many parts of Nigeria, silver also. High-value gemstones like emeralds, rubies, and sapphires are also found in the country. You can invest your money in collecting these and saving them. These high-value metals and gemstones appreciate over time, representing quality investment.

  • Importation Business/ Mini Importation

This is a very interesting one considering a lot of Nigerian youths are involved in it already. Importation business is very lucrative if you know what to import and where to source it from. The good thing is, you don’t need several thousands of naira to start. Some start with as little as N20,000.

If you have money to run a small business, you can start importing things from places like China. Guess what, all you need to do this is your mobile phone and internet access. A lot of things that are sold at huge prices here in Nigeria are sold at cheap prices in China. You can take advantage of this and make yourself some cool.

Marketing your goods after they arrive in Nigeria is so easy now with social media. Interestingly, your target market most likely spends a lot of time there. It is so easy to create accounts on Twitter and Instagram to market your goods to a wide audience. You can make profits of over 100% on sales within a short time.

  • Transportation Business

You think you need a fleet of cars, buses or motorcycles to start a transportation business? You don’t. With a single car, bus, motorcycle or tricycle you can profit from the transport industry. All you need to do is give the vehicle to a driver who pays an agreed sum daily or weekly. You still retain ownership of the vehicle and you can dispose of it anytime you want. 

If you live in a major Nigerian city, ride-hailing companies like Taxify (Bolt) and Uber have changed the game. You can buy a car, register it for either Taxify or Uber and hand it over to a driver. It’s more profitable running your car on these big platforms. You and the driver will split the profits based on an agreed sharing ratio.


You can also invest in the water transportation business. Nigeria has a good network of inland waterways. You can buy some boats, obtain a license from the government, and start transporting people over water.

  • Treasury Bills

If you are looking for low-risk investments, buying treasury bills is the best option for you. This is because you cannot lose your money investing on treasury bills. Treasury bills are back by the government which means you get your money plus interest back as at when due.

  • Stocks, Bond & Mutual Funds

Stocks, Bond, and Mutual Funds are viable investment options in Nigeria. A stock is a share in a company for which the holder is paid dividends. Investing in stocks can be a bit risky but if all goes well, the returns can be mind-blowing. Several platforms help Nigerians invest in high yield stocks and real estate in foreign countries. An example is Rise.

A bond is a form of loan taken by governments and corporate organisations to finance projects and operations. If you buy a bond, you are giving the bond issuer a loan payable on a specific date. Also, the bond issuer will pay you periodic interest on the loan, usually twice in a year. In Nigeria, investing in FGN savings bond can fetch you interests as high as 13%. You can invest as low as N5000 but not more than N50,000,000 on FGN Savings Bond.

Mutual funds are operated by professional money managers. They pool money from different people to invest in securities like stocks, bonds, money market instruments, and other assets. The profit derived from the diversified pool of investment is shared to the mutual fund investors periodically as agreed. This could be annual, semi-annual and so on.

  1. Fashion Design

Looking good is good business as the saying goes. More Nigerians are developing tastes for quality and sharp outfits that make them look good. You can cash in on this by setting up a fashion design company, sewing clothes for people. If you wish, you can focus solely on sewing uniforms for schools and uniformed personnel such as military and paramilitary.

Conclusion (Invest Opportunities In Nigeria)

Now you know the best investment opportunities in Nigeria currently. If you invest smartly, you can steadily grow your wealth.

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